The 2020 Cadillac XT4 hits the compact-crossover mark, but be prepared to spend up for optional extras that ought to be standard by now.

The 2020 Cadillac XT4 is the smallest crossover SUV in a luxury lineup—its least expansive and its least expensive, all at once. It may represent the bottom of the totem pole, but the XT4 points the way forward for Cadillac in an excellent way.

We rate the 2020 XT4 at 6.4 out of 10 points. (Read more about how we rate cars.)

Luxury, Premium Luxury, and Sport editions differ largely in equipment and suspension settings. A 2.0-liter turbo-4 rated at 237 horsepower delivers power to the front wheels, or all four for a $2,500 upcharge. A 9-speed automatic transmission is standard and doles out confident, quick shifts….

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