The 2020 XC40 has a competitive base price and plenty of features, including good infotainment. It also offers a novel subscription service and strong warranty coverage. We give it an 8 out of 10 for features.

With a starting price of $35,340—or a monthly subscription price of $700—the base XC40 Momentum comes well-equipped with LED headlights, 18-inch wheels, cloth upholstery, a 12.3-inch digital gauge cluster, Bluetooth connectivity, and a power-adjustable driver’s seat. Options include a package with blind-spot monitors, keyless ignition, and wireless smartphone charging; another package has a power front passenger seat, and yet another has Pilot Assist and a surround-view camera system. All-wheel drive is available on all versions.

The standard infotainment system is the same setup on all the three trims: a 9.0-inch touchscreen…

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